README

Payment service provider

A payment service provider (PSP) offers shops online services for accepting electronic payments by a variety of payment methods including credit card, bank-based payments such as direct debit, bank transfer, and real-time bank transfer based on online banking. Typically, they use a software as a service model and form a single payment gateway for their clients (merchants) to multiple payment methods. read more

Installation with Composer

composer require mintance/ipsp-php

Quick Start

<?php

define('MERCHANT_ID' , 'your_merchant_id');
define('MERCHANT_PASSWORD' , 'test');
define('IPSP_GATEWAY' , 'your_ipsp_gateway');

$client = new Ipsp\Client( MERCHANT_ID , MERCHANT_PASSWORD, IPSP_GATEWAY );
$ipsp   = new Ipsp\Api( $client );

Generate Signature

<?php

function getSignature( $merchant_id , $password , $params = array() ){
 $params['merchant_id'] = $merchant_id;
 $params = array_filter($params,'strlen');
 ksort($params);
 $params = array_values($params);
 array_unshift( $params , $password );
 $params = join('|',$params);
 return(sha1($params));
}

Generate Checkout

<?php

$order_id = 'testproduct10002';

$data = $ipsp->call('checkout',array(
 'order_id'    => $order_id,
 'order_desc'  => 'Short Order Description',
 'currency'    => $ipsp::USD ,
 'amount'      => 2000, // 20 USD
 'response_url'=> sprintf('http://shop.example.com/checkout/%s',$order_id)
))->getResponse();

// redirect to checkoutpage
header(sprintf('Location: %s',$data->checkout_url));

API Methods

Accept purchase (hosted payment page)

$data = $ipsp->call('checkout',array());

Accept purchase (merchant payment page)

$data = $ipsp->call('pcidss',array());

Purchase using card token

$data = $ipsp->call('recurring',array());

Payment report

$data = $ipsp->call('reports',array());

Order Refund

$data = $ipsp->call('reverse',array());

Check payment status

$data = $ipsp->call('status',array());

Card verification

$data = $ipsp->call('verification',array());

Order capture

$data = $ipsp->call('capture',array());

P2P card credit

$data = $ipsp->call('p2pcredit',array());

Examples

Some other ipsp examples: https://github.com/kosatyi/ipsp-php-examples.git