README

This extension provides the integration of the payment provider "Tilta" in Magento 2.

Introduction about Tilta

Tilta offers a white-labeled payment infrastructure, enabling B2B eCommerce shops to offer various payment options under their own brand.

With Tilta, you can configure your own framework for payments. Decide which payment methods you want to offer, from pay-now options like direct debit & direct transfer over pay-later options like invoice payment (7-120 days due date) or installments (up to 180 days).

The relationship with your buyers is crucial for your success, therefore Tilta doesn’t want to intervene in the buyer's journey.

Every payment method is white-labeled and leads to an end-to-end buyer journey.

As Tilta positions itself as infrastructure, you have full control over the payment methods.

You can choose which buyers can select which payment methods, how long the due dates for invoice purchases are, or which fee buyers need to pay for the service.

Buyers love Tilta’s pre-approved financing facility, as it gives additional security and assurance during procurement.

As of today, Tilta can provide financing facilities of up to 250.000 € per buyer. This limit can be provided with the help of Tilta’s new underwriting process, which not only includes financial information but also the customer’s behavior on your platform.

Installation

We highly recommend installing the extension via Composer to ensure that you're loading the precise version tailored to your Magento setup.

If Composer is unfamiliar territory for you please contact your developer/agency.

Installation via Composer (recommend)

Add the extension by executing the following command in the root of your project.

composer require tilta/magento-2-payment-module

Upgrade you application. This will automatically install the extension & clear the cache

./bin/magento setup:upgrade

If you are not in the developer mode, you have to build your static content by running the following command. Please also have a look into the Magento documentation.

./bin/magento setup:static-content:deploy

Update the extension via Composer (recommend)

By running the same steps as in the installation, you can update the extension to the latest compatible version.

Configuration

Configuring the extension is straightforward. You only need to set up the API credentials and enable the payment method.

1. Open the Admin Panel.
2. Navigate to Stores > Configuration > Sales > Payment Methods.
3. Locate the "Tilta Payment" section under "Other Payment Methods."
4. Click on "Configure" to expand the configuration options.

That's it! Verify the functionality in the frontend. You should now be able to place orders using Tilta.

Usage

Customer

To pay using Tilta, customers must first register an account in your online shop.

Currently, payments cannot be processed for billing addresses not stored in the database. Therefore, customers must set up their billing address before initiating checkout.

Customer Steps:

1. Visit the Online Shop.
2. Log in or register a new account.
3. Create an address including the company name.
4. Navigate to "Credit Limits" in the sidebar of the customer account.
5. Select the address and click on "Activate Payment by Invoice."
6. Fill in the company details and confirm by clicking "Activate Payment by Invoice" again.
7. Verify that the credit limit has been created.

If a customer has more than one address, they must repeat steps 5 onwards for each address they wish to use for payment with Tilta.

Once a credit limit is established, the customer can use Tilta to pay with that address.

Checkout Process:

1. Proceed to checkout.
2. Select a billing address with an active credit limit.
3. If available, select the due time.
4. Confirm the order.

Administrator / Merchant

No special actions are required from the merchant to process the order.

The payment amount is automatically captured when the invoice is created in the administration panel or via the API. Simply create the Magento invoice to start the payment period.

To issue a refund, simple create a credit memo.

Support

If you encounter any issues with the module, please create a GitHub issue or contact technical support.